What to Do After Derecho Damage

A derecho can cause widespread destruction—fallen trees, damaged roofs, broken windows, and power outages. In the chaos, it’s crucial to keep calm, act swiftly, and follow a clear plan to ensure your safety, document damages properly, and begin the recovery process. This guide provides a detailed, practical roadmap for homeowners in the critical first 24 hours after a derecho hits.

Immediate Safety Steps (First 24 Hours)

1. Ensure Personal and Household Safety

• Stay indoors if possible: Avoid downed power lines, broken branches, and unstable structures.
• Avoid fallen power lines: If you see a downed line, stay at least 30 feet away. Contact emergency services and your utility company immediately.
• Check for injuries: Provide first aid if needed. Call emergency services for serious injuries.
• Keep away from damaged trees and structures: They may shift or fall further.

2. Power, Gas, and Water Safety

• Turn off utilities if necessary: If you smell gas, see sparks, or hear hissing, shut off the gas supply at the meter and evacuate.
• Avoid using electrical appliances until the system is inspected.
• Check water supply: Do not drink tap water if it’s contaminated or if the main line is damaged.

3. Communicate and Notify

• Contact family and friends to inform them of your safety.
• Notify authorities if you or neighbors are injured or if there are hazardous conditions.
• Use emergency alerts and local news for updates, but limit phone use to conserve battery.

4. Power Up Safely

• Use flashlights not candles to prevent fire risk.
• Charge your phone only when safe and avoid overloading circuits.

5. Secure Your Property

• Move outdoor furniture or objects that could become projectiles.
• Cover broken windows with plywood or plastic sheeting if safe to do so, to prevent further damage and secure your home.

Damage Assessment and Documentation

6. Conduct a Visual Inspection

Once safety is assured:

• Inspect your roof, siding, windows, and doors for damage.
• Check trees and limbs that could threaten your home or power lines.
• Assess interior damage: Look for leaks, water intrusion, or structural issues.

7. Document Everything

• Photograph and video all damage from multiple angles.
• Keep a detailed list of affected items, structural issues, and areas needing repair.
• Date your photos for insurance records.

8. Keep Damage Records Organized

• Save receipts for emergency supplies, temporary repairs, and any expenses related to the storm.
• Make notes of conversations with contractors or insurance agents.

Temporary Repairs to Prevent Further Damage

9. Mitigate Additional Damage

• Cover broken windows or holes with plastic sheeting or plywood.
• Tarp damaged roofs—secure with nails or staples.
• Seal leaks with waterproof tape or tarps to prevent water intrusion.
• Clear debris from gutters and around your foundation to prevent water pooling.

10. Avoid Permanent Repairs Without Professional Advice

• Do not attempt major repairs yourself unless you are qualified.
• Avoid using unlicensed contractors or unvetted repair services—GetFixn.com can help you find reputable local professionals.

When to Call a Professional

11. Structural and Utility Repairs

• Contact licensed contractors for roof, structural, electrical, and plumbing repairs.
• Hire an arborist for dangerous or fallen trees threatening your property.
• Call your utility company if you suspect damage to power lines or gas lines.

12. Emergency Repairs

• If your home’s integrity is compromised, urgent repairs are critical—such as securing a compromised roof or wall.
• Document these repairs for insurance.

Insurance Claims: Practical Tips

13. Filing Your Claim

• Contact your insurer promptly—preferably within 48 hours.
• Provide detailed documentation: Photos, videos, and a written inventory.
• Keep copies of all correspondence and receipts.

14. What Your Insurance Should Cover

• Wind and storm damage typically fall under your homeowner’s policy.
• Coverage varies: Check your policy for specifics on roof, siding, windows, and personal property damage.
• Temporary repairs: Some policies cover costs to prevent further damage.

15. Common Mistakes to Avoid

• Delaying reporting damage can jeopardize your claim.
• Not documenting thoroughly: Underestimating the importance of photos and records.
• Attempting major repairs before adjuster inspection—this may affect your payout.
• Using unlicensed contractors—always verify credentials.

16. Working with Adjusters and Contractors

• Be honest and detailed during inspections.
• Get multiple repair estimates—GetFixn.com can assist in connecting with reputable local contractors.
• Keep a record of all estimates, communications, and receipts.

Long-Term Repairs and Recovery

17. Planning Repairs

• Prioritize safety-related fixes (roof, foundation, electrical).
• Obtain written estimates and timelines from licensed contractors.
• Consider storm-resistant upgrades to prevent future damage.

18. Permits and Inspections

• Check local regulations for permits.
• Schedule inspections if required.

19. Preventative Measures Moving Forward

• Trim or remove damaged trees.
• Reinforce roofing and siding.
• Install storm shutters or impact-resistant windows.

What NOT to Do (Common Mistakes)

• Don’t enter unsafe structures: Shaky roofs, leaning trees, or compromised walls are hazards.
• Don’t delay documenting damage—your insurance claims depend on it.
• Avoid temporary fixes that could cause more harm: Improperly installed tarps or patches.
• Don’t ignore safety warnings or utility alerts.
• Never use gasoline-powered tools indoors—carbon monoxide poisoning is a risk.
• Don’t sign contracts or make payments before verifying contractor credentials.

Final Tips and Resources

• Always put safety first.
• Keep emergency supplies—water, food, batteries, first aid kit—accessible.
• Maintain communication with local authorities.
• Use trusted resources like GetFixn.com to find licensed, reputable contractors for repairs.

Summary: The Critical First 24 Hours

| Step | Action |

|---|---|

| 1 | Ensure personal safety and check for injuries. |

| 2 | Shut off gas and utilities if damaged or unsafe. |

| 3 | Avoid downed power lines. Contact authorities. |

| 4 | Communicate your safety to loved ones. |

| 5 | Secure your property with temporary repairs. |

| 6 | Conduct damage assessment and photograph everything. |

| 7 | Begin temporary repairs: cover holes, tarp damaged areas. |

| 8 | Contact insurance and document damages thoroughly. |

| 9 | Schedule professional repairs promptly. |

| 10 | Avoid common mistakes such as unverified contractors or unsafe repairs. |