What to Do After High Wind Damage

High winds can cause serious damage to your home—shingles torn off, trees fallen, windows shattered, and structural components compromised. In the chaos and stress that follow, knowing exactly what to do can make the difference between a quick recovery and prolonged damage or safety hazards. This guide provides clear, practical steps to help you respond effectively in the critical hours and days after a high wind storm.

Immediate Safety Steps (First 24 Hours)

Your safety is the top priority. Wind damage can create hazards such as falling debris, downed power lines, and compromised structures. Follow these immediate safety protocols.

1. Ensure Personal Safety

• Stay indoors if possible, especially if there's a risk of falling debris or downed power lines.
• Avoid downed power lines. Always assume they are live. Keep at least 10 feet away and do not attempt to move or touch them.
• Turn off utilities if you suspect damage:

- Turn off electricity at the breaker if you see sparks, frayed wires, or damaged outlets.

- Contact utility providers if you’re unsure.

2. Check for Injuries and Provide First Aid

• Administer first aid to yourself or others if needed.
• Call emergency services if anyone is seriously injured.

3. Secure Your Property

• Clear immediate hazards: Remove loose, dangling branches or debris that could fall.
• Protect your home from further damage:

- Use tarps or plastic sheeting to temporarily cover missing roof sections to prevent water intrusion.

• Avoid using open flames or candles if gas leaks are suspected.

4. Avoid Dangerous Areas

• Stay away from damaged trees or structures that could collapse.
• Do not attempt to climb onto roofs or ladders if the roof is damaged or unstable.

Damage Assessment and Documentation

Once you’ve ensured safety, carefully assess the damage. Proper documentation is essential for insurance claims and future repairs.

5. Conduct a Visual Inspection

• Walk around your property during daylight to evaluate damage.
• Take note of:

- Fallen trees or large branches

- Broken or cracked windows

- Damage to fences, sheds, or other structures

- Signs of roof or structural compromise (e.g., sagging rooflines, new cracks)

6. Document Everything

• Use your smartphone or camera to take clear, timestamped photos of all damage.
• Record details in a damage log:

- Specific damage descriptions

- Any hazards or unsafe conditions

7. Avoid Common Mistakes in Damage Assessment

• Don’t enter damaged structures unless you are qualified and safe.
• Don’t delay reporting damage—timely documentation accelerates insurance processing.
• Don’t underestimate hidden damage—what appears minor might be more severe upon closer inspection.

Temporary Repairs and Damage Control

While safety remains paramount, some minor repairs can prevent further damage.

8. Make Temporary Repairs

• Cover broken windows or holes with plywood or heavy plastic.
• Use tarps over damaged roofs to prevent water intrusion.
• Remove fallen branches or debris from driveways and pathways.
• Use buckets or tarps to catch leaks inside your home.

9. Avoid Making Permanent Repairs Immediately

• Do not undertake extensive repairs yourself unless you are qualified.
• Avoid using cheap or substandard materials that won’t last.
• Do not discard damaged items until your insurance adjuster has inspected them.

When to Call a Professional

Not all damage can or should be handled yourself. Recognize the signs that require professional intervention.

10. Identify Structural or Hazardous Damage

Call a licensed contractor or structural engineer if you observe:

• Sagging or buckling rooflines
• Large cracks in walls or foundation
• Signs of a compromised roof deck
• Water intrusion or interior ceiling damage
• Fallen or leaning trees close to your home

11. Hire Qualified Contractors

• Use trusted sources such as GetFixn.com to find vetted local professionals.
• Request multiple estimates and check references.
• Ensure contractors are licensed and insured.

12. Prioritize Safety in Repairs

• Never attempt to repair structural damage yourself unless qualified.
• Use proper safety equipment and follow OSHA guidelines.
• Avoid rushing into repairs that could put you at risk.

Insurance Claims: Practical Tips

Filing an insurance claim promptly is crucial to cover damages and repairs.

13. Notify Your Insurance Immediately

• Contact your insurer as soon as possible—most policies have a time limit.
• Provide a detailed description of the damage.

14. Document Every Aspect of Your Claim

• Send photos and videos of the damage.
• Keep copies of all correspondence with insurance.
• Record the names and contact info of adjusters or representatives.

15. Prepare an Inventory

• List damaged items, including furniture, appliances, and personal belongings.
• Include approximate values and purchase dates if available.

16. Schedule an Insurance Adjuster Visit

• Be present during the inspection if possible.
• Point out all damages and provide your documentation.
• Ask for a written estimate of covered repairs.

17. Get Multiple Repair Estimates

• Obtain quotes from reputable contractors, including GetFixn.com.
• Compare estimates to ensure consistency and fairness.

18. Understand Your Coverage

• Review your policy for deductibles, coverage limits, and exclusions.
• Ask your agent about specific storm damage coverage.

19. Beware of Common Insurance Pitfalls

• Don’t accept the first offer without review.
• Avoid signing any settlement agreement before fully understanding your claim.
• Be cautious of contractors offering “cash-only” fixes or insisting on quick repairs without proper documentation.

Long-Term Repairs and Prevention

Once immediate needs are addressed, focus on restoring and reinforcing your home.

20. Plan Permanent Repairs

• Schedule repairs with licensed professionals.
• Use quality materials designed for your climate.
• Consider reinforcing vulnerable areas—such as adding storm-resistant windows or strengthening roof structures.

21. Implement Preventative Measures

• Trim trees away from the house.
• Install storm shutters or impact-resistant windows.
• Reinforce garage doors and roof sheathing.
• Keep emergency supplies on hand.

22. Review and Update Your Insurance Policy

• Ensure your coverage is adequate for wind and storm damage.
• Consider supplementary policies if necessary.

23. Maintain Your Property

• Regularly inspect your home for vulnerabilities.
• Clear gutters, trim trees, and secure loose items outside.
• Conduct annual roof inspections.

Summary: Your 24-Hour Action Plan

| Timeframe | Actions |

| --------- | --------|

| Immediately | Ensure personal safety, avoid hazards, shut off utilities if necessary |

| Within 1 hour | Secure property, cover broken windows/roofs, document damage |

| Within 6 hours | Conduct damage assessment, take photos, record details |

| Within 24 hours | Contact insurance, schedule professional inspections, avoid risky DIY repairs |

Final Words of Advice

Dealing with storm damage is stressful, but the key is to act quickly, stay safe, and document thoroughly. Avoid rushing into permanent repairs before assessments are complete and always work with licensed professionals for structural or complex issues. When in doubt, GetFixn.com connects you with trusted local experts who can help restore your home efficiently and safely.

Remember: your safety and proper documentation are your best tools in navigating insurance claims and long-term repairs. Stay calm, take measured steps, and you'll emerge from this storm stronger than before.