What to Do After Hurricane Damage

Hurricanes can cause devastating damage to your home and property, leaving you overwhelmed and uncertain about the next steps. In the chaos, it's vital to stay calm, prioritize safety, and follow a structured plan of action. This guide provides clear, practical instructions to help you manage the aftermath of a hurricane effectively, protect your family, and begin the recovery process.

Immediate Safety Steps (First 24 Hours)

Your safety is the top priority. Follow these steps immediately after the storm passes or as soon as it is safe:

1. Ensure Personal and Family Safety

• Avoid hazards: Be cautious of downed power lines, broken glass, sharp debris, and unstable structures.
• Check on others: Assist neighbors if possible, especially the elderly or disabled.
• If necessary, evacuate: If your home is structurally compromised or unsafe, relocate to a designated shelter or a safe location.

2. Assess Structural Safety

• Do not re-enter if the building shows signs of severe damage—cracks, leaning walls, or large holes.
• Look for gas leaks: If you smell gas or hear hissing, turn off the main gas supply if you can do so safely, and vacate immediately.
• Check for fire hazards: Avoid open flames or electrical appliances if water damage is suspected.

3. Turn Off Utilities

• Electricity: Shut off power at the breaker box if there's flooding or damage. Do not touch electrical equipment in wet areas.
• Gas and water: Turn off gas supply and main water valves if you suspect leaks or flooding.

4. Document Immediate Damage

• Take photos and videos of affected areas from a safe distance.
• Note any hazards or ongoing issues (e.g., leaking roof, fallen trees).

5. Communicate

• Contact emergency services if needed.
• Notify family members and close friends of your safety status.

Damage Assessment and Documentation

Once you’re safe and utilities are shut off, begin a thorough assessment:

6. Inspect External and Internal Damage

• Exterior: Look for roof damage, fallen trees, broken windows, and structural issues.
• Interior: Check for water intrusion, mold, and damage to walls, flooring, and personal belongings.

7. Prioritize Critical Repairs

• Cover exposed areas to prevent further damage (see temporary repairs below).
• Protect your property from theft or vandalism, especially if windows are broken.

8. Create a Damage Inventory

• List all damaged items and structural issues.
• Use your phone or camera to record detailed photos.
• Keep a written record including date, description, and estimated repair costs.

Temporary Repairs to Prevent Further Damage

Temporary fixes can help you minimize additional harm and prepare for professional repairs:

9. Board Up Windows and Openings

• Use plywood or heavy-duty plastic sheeting to cover broken windows and holes.
• Secure with nails or screws, ensuring a tight seal.

10. Cover the Roof

• Use tarps or plastic sheeting to cover leaks or holes.
• Secure with weights or nails, but avoid climbing on unstable roofs.

11. Seal Leaks and Exposed Areas

• Use waterproof tape or sealant around doors, windows, and cracks.
• Do not attempt extensive repairs yourself—call a professional for detailed work.

12. Control Water Intrusion

• Use sandbags or barriers if flooding is imminent or ongoing.
• Place buckets or containers to catch dripping water.

When to Call a Professional

Not all damage can or should be handled alone. Recognize when professional help is necessary:

• Structural issues (cracks, leaning walls, compromised foundation)
• Extensive roof damage
• Gas leaks or electrical system damage
• Large fallen trees blocking access or damaging the house
• Water damage from flooding or leaks

Insurance Claims: Practical Tips

Dealing with insurance claims after hurricane damage can be complex, but following these steps helps ensure a smoother process:

13. Document Everything Thoroughly

• Photos and videos before and after repairs.
• Keep copies of all correspondence, receipts, and estimates.
• Maintain a detailed inventory of damaged property and structural issues.

14. Notify Your Insurance Company Promptly

• Contact your insurer within 24-48 hours.
• Provide them with your damage inventory and photos.
• Follow their instructions for claims submission.

15. Get Multiple Repair Estimates

• Obtain written estimates from licensed contractors.
• Use reputable companies—GetFixn.com can connect you with trusted professionals.

16. Keep Track of Expenses

• Save receipts for temporary repairs, repairs, and related expenses.
• Many policies reimburse these costs, so documentation is key.

17. Avoid Quick Fixes That May Hurt Your Claim

• Do not make permanent repairs before an adjuster inspects the damage.
• Avoid disposing of damaged items until authorized.

18. Follow Up and Stay Informed

• Keep in regular contact with your insurance adjuster.
• Request written confirmation of claim status and coverage.

Long-Term Repairs and Recovery

Once immediate safety and temporary repairs are managed, plan for permanent repairs:

19. Hire Licensed Professionals

• For structural repairs, roof replacements, plumbing, and electrical work.
• Verify licenses and insurance coverage.

20. Develop a Repair Timeline

• Prioritize repairs that address safety issues first.
• Schedule renovations to restore your home’s full function and value.

21. Mitigate Future Damage

• Reinforce roofing and windows against future storms.
• Elevate electrical systems if flooding risk persists.
• Consider installing storm-resistant windows and doors.

22. Review and Update Emergency Plans

• Incorporate lessons learned.
• Stock emergency supplies and create communication plans.

Common Mistakes to Avoid

• Entering unsafe structures: Always confirm stability before re-entering.
• Delaying documentation: Immediate photos and records are crucial for insurance.
• Performing permanent repairs too early: Wait until after insurance adjuster inspection.
• Ignoring safety hazards: Gas leaks, downed power lines, and unstable debris are serious dangers.
• Overestimating DIY capacity: Leave complex repairs to licensed professionals.

When to Call in the Pros

For significant damage, structural issues, or if you’re unsure of how to safely proceed, contact licensed contractors. GetFixn.com is a reliable resource to quickly find qualified professionals in your area.

Final Words of Advice

Recovery after a hurricane is a marathon, not a sprint. Prioritize safety, stay organized, and act promptly. By following this structured approach, you'll minimize further damage, streamline insurance claims, and set the foundation for a full recovery.

Remember, you don’t have to do this alone. Professional help is available when needed—don’t hesitate to reach out for expert assistance.